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Horseplay injury 522


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State Farm General Ins. Co. v Frake 197 Cal.App.4th 568 (2/7) (2011) Insured Frake struck and severely injured (groin nerve damage) his friend King in “consensual horseplay. San-Diego-Auto-Accident-lawyer ” Frake&King consented to $670K award. SF reserved rights and brought declaratory relief action, that acts were intentional and not covered accident. Stipulated judgment for Frake after court denied SF’s MSJ, reversed. [1] Term “accident”does not apply to deliberate conduct causing injury, even if no injury intended. San Diego personal injury attorney